ELM core function is lending. Giving loans to community groups with business, employees, and businesses firms. These loans are meant for business financing and emergency loans.


ELM provides advisory services for the business community. This service focus on investment opportunities, business plan development, and social capital networking.


Our major training is on business requirements and Motivation categories. We believe every business need business plan and records. The greatest threat of human development is the Mindset, the choices that a person makes, the choices to dream big or not, with this in mind ELM felt it needed to support entrepreneurial initiatives through mindset change program. The Inside out