Individual Loan

This is a credit facility designed to finance business operations.  The facility is meant to support entrepreneur business growth. Eligible businesses for this facility are those that are fully licensed and registered as well as must be in operation at least for a period of one year and above.

Group Loan

This is a joint liability credit facility designed to finance small business in groups.  The facility is meant to support small growing business. Eligible businesses for this facility are those that are fully managed by small entrepreneurs to improve their livelihood. 

Employee Loan

ELM offer high end individuals with faster and affordable personal loan to cater for their short-term need. This facility is quite convenient to all employees with formal employment.

Our Services

Financing

ELM core function is lending. Giving loans to community groups with business, employees, and businesses firms.

Advisory

ELM provides advisory services for the business community.  

Training

Our major training is on business requirements and Motivation categories. We believe every business need business plan and records